Reaching full retirement age in 2024 and starting to collect Social Security has been liberating. So now that I'm fully retired and more or less living on a fixed income, I have had to find new and more creative
ways to afford vacationing. This is especially true since discovering "cruising" in the fall of 2023. As I mentioned in an earlier post, that first 5-night cruise vacation cost roughly $2,600, all totaled including transportation to/from the port in Tampa, hotel and meals the night prior plus added activities like excursions and gambling. At over $500/night that's actually a pretty expensive vacation.
Thankfully, the little bit of casino play I did on that and my next cruise, afforded me a low-end casino offer essentially what is referred to as a "BOGO cruise for one" with Royal Caribbean. The gist of the offer is that I could cruise for free (well not "really" free but rather just for the cost of port fees & taxes) in a double occupancy interior cabin with the second person paying full price. The value of the offer varies, but generally for a double occupancy interior cabin, we're talking about roughly $500-$800 per person for a 5 to 7-night sailing.
The nice thing about this sorta of "single" offer is that 2 people can combine their offers and share a free cabin . . . again just paying their port fees & taxes. So Pam & I combined our offers for the October 2024 NE & Canadian cruise. For that 7-night cruise, we paid just $227 for the port fees & taxes. Not bad at all! But more importantly, prior to that cruise, I studied up and figured out how to maximize my casino play so that I could earn larger comps in terms of "free" cruises . . . namely cruise offers for 2 people (not the "BOGO") and often in upgraded cabins including oceanview or balcony.
This is where this might get a bit wonky . . . but I want to share the rationale for making the Prime reward level with Royal Caribbean's Casino Royale program. Prime is the lowest reward tier, when a player earns a minimum of 2,500 points in the program year (which runs April 1st through March 31st). As with land based casinos, players are rated on their table and slot play, with slots rewarding at a seemingly disproportionately higher rate.
On my first couple of cruises, I was mostly just playing roulette or 3-card poker. And for the amount of play I did (roughly 12-15 hours each cruise) I only earned a small number of points (something around 500). Through researching how R/C rates play, I quickly found that as much as I prefer table games, if earning points (and free cruises) is important to me . . . I needed to suck it up and start playing the slot machines.
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The night I made Prime! |
So on the fateful October cruise, I set my goal to achieve the 2,500 points necessary to become a Prime level player. (NOTE: Guests can accumulate points towards Prime over the course of the year, so you don't have to do it in a single cruise.) So why does this matter, beyond receiving better cruise offers for discounts or comps? Perhaps first and foremost . . . FREE cocktails (or soft drinks) in the casino whenever it is open, for the remaining part of the current casino program year PLUS the entire next year. This is a great benefit given the unlimited daily beverage package runs $80-$100/day/person . . . and cocktails individually are $14 (beer/wine are around $10). SIGN ME UP TODAY for free drinks in the casino through March 31, 2026!
Another benefit of achieving Prime status is the annual free cruise certificate awarded in April. So by earning Prime in October 2024, I received a free 7-night cruise for 2 guests in an interior cabin. My April 2025 Prime certificate was booked for February 2026 on a 7-night Western Caribbean cruise . . . port fees & taxes were just $228/person (with Pam & me sharing the cabin). BONUS . . . Pam also earned a free Prime certificate, and she booked the same ship & cabin as a "back to back" (AKA B2B). The cruise is also 7-nights, but going to the Eastern Caribbean. Those ports were a little higher in fees, so it cost us $271/person. Bottom line . . . we're doing 2 cruises for 14 nights for a total of $499 each! Not bad, right?
Of course, there are higher levels of player status with Casino Royale . . . 25,000 points is the Masters level and 100,000 is Signature. At the higher levels, the annual cruise certificate is better (Masters = Balcony and Signature = Grand Suite), plus there are some other perks like free ship WiFi, exclusive dining options and onboard credits. For me, playing enough to achieve such levels doesn't make a lot of financial sense (unless I were to be winning HUGE), so I'm happy with my goal being to keep my Prime status so long as I'm still planning to cruise.
So back to my October 2024 cruise when I first achieved Prime status . . . here's what that meant in terms of rewards:
* Free cruise certificate earned on that sailing, which I have used to book a 13-night transatlantic cruise in a oceanview cabin coming up in October 2025 from Portugal. For this cruise, I will be solo in the cabin, which also earns me double Crown & Anchor loyalty points. My port fees, taxes and prepaid tips were just $398!
* Free annual cruise certificate for an interior room February 2026, which I'll be sharing with Pam.
* Free cocktails in the casino from October 31, 2024 (when I reached 2,500 points and achieved Prime status) through March 31, 2026.
So you may be wondering how much "it really cost me" in terms of casino play/losses to make Prime on a single cruise. At the point when I reached Prime (2,500 points) I had only lost $500 in the casino for those first several nights. Since I knew at the 3,000 point level, I would receive a better "instant certificate" for my casino play on that cruise . . . so I pushed on wanting to get to the level necessary to get the 13-night transatlantic trip (a $2,000 value) plus the added perks of free play ($250) and onboard ship credit ($100). The grand total casino losses for me was just $650! For the extra $150 "lost" I received $350 in additional benefits. I'd say, that was a GREAT INVESTMENT for my future vacationing with Royal Caribbean.

Of course, I also know it doesn't always work out this well. But then again, sometimes you're just lucky! Check this out from this past February's cruise. Most nights in the casino they have different drawings or contests to encourage folks to play in the casino into the later hours (like 11pm). I was lucky to be drawn as 1 of the 3 winners on that night. The "Bags of Cash" winners could win $250, $150 or $100 in free play. I picked the $150 "bag" and parlayed it into $500 over the course of an hour playing my favorite slot machine Dancing Drums. SWEEEET!

Need another reason to play in the casino . . . FREE WINE! Known as the "bottle of shame" many of Royal Caribbean's loyal players hope to achieve the complimentary bottle of wine that is delivered to your cabin. Typically it's after a particularly brutal session in the casino, hence the shame name. For me, my first bottle was received the morning after I achieved Prime status, so I think it was more of a congratulations gift!
As you can see in the photos below, on my next cruise the casino host gifted me a bottle of wine after just my second night on the ship. She teased about it being a "Bottle of Love" rather than shame. I think I prefer that!

I have yet to mention bingo on the ship. Suffice to say, it is VERY expensive and you don't play many games. Fortunately, they only do bingo on sea days in the middle of the afternoon. On the last back-to-back cruises Pam & I did in February, we played 4 times. Each session was just 3 bingo games, but we somehow lucked out and won 3 games of the total 12 played. When we play on the ship, we play "halves" or "splits" so when one of us wins, we split the money 50/50. Some of the games had multiple winners calling bingo, so that meant splitting the game winnings. Each session cost us right at $65 per person (so $260 total for the 4 sessions) . . . but winnings were better than the costs, so we came out ahead for the trip! That's a rarity though.

Looking ahead . . . I've begun conceptualizing my strategies for keeping Prime status for 2026-27, while earning the best cruises for the coming 18 months of vacation. Pam & I will no doubt have more cruising in our future, especially as she plans for her retirement in the near future. Wish us luck!